*Like-New Construction on 1.18 Acres -- Priced UNDER Tax Value!* Take a look at this beautiful, less-than-one-year-old property in Monterey, offering approximately 1,800sf of living space, a 2-car garage, and a spacious 1.18-acre lot. Conveniently located just 2 miles from I-40, this home makes commuting easy while still giving you the space and privacy of country-style living. Best of all, it is priced UNDER TAX VALUE, has NO HOA, and includes a transferable builder's warranty for added peace of mind! • 3 bedrooms & 2 full baths with a desirable split-bedroom floor plan • Approximately 1,800sf of clean, like-new living space • Situated on 1.18 acres with an empty lot on one side and a wood privacy fence on the other • NO HOA • Transferable builder's warranty • The neighboring lot (1ac) may also be available for purchase, offering an exciting opportunity for additional acreage, added privacy, or future possibilities • Covered front porch with impressive 8' double-door entry • 10' ceilings throughout create a bright, spacious feel • Open-concept living, kitchen & dining area perfect for everyday living and entertaining • Beautiful white shaker cabinetry with soft-close doors and drawers • Honed granite countertops plus a contrasting wood-tone island with quartz top and counter seating • Stainless steel appliances including a slide-in gas range, OTR microwave & dishwasher • Apron-front farmhouse sink with touchless gooseneck faucet • Convenient kitchen pantry for extra storage • Spacious primary suite featuring a trey ceiling • Primary bath includes a double sink quartz-top vanity, lighted mirror, modern sconce lighting, soaker tub & walk-in tiled shower with glass door • Huge primary walk-in closet with custom shelving • Two nicely sized guest bedrooms with ceiling fans and closets • Guest bath features a tub/shower combination with tile surround, transom window for natural light & quartz-top vanity • Craft/drop-zone niche conveniently located at